A card like no other
- Earn up to 5% cash back on all purchases*
- Auto-invest to boost your growth
- Build credit, debt free!
Come for the rewards, stay for the returns, and get the credit you deserve!
Earn up to 5% cash back*
Earn cash back on all purchases, anywhere! We don't limit you to specific merchants or categories. Finch is designed to support your lifestyle.
Auto-invest to boost your growth
Your cash back rewards are auto invested into a personalized portfolio designed to suit you. Your rewards build your wealth!
Build credit, debt free!
We report your monthly spending as credit worthy payments to all three credit bureaus to help you build your credit.
No switching required
Finch wraps around and supercharges your existing checking account!
Instant access to your invested balance is unprecedented, and a game-changer for personal finance. Finch’s innovative platform makes investing an accessible option for all.
Matthew Rhodes-Kropf, MIT Sloan Finance Professor
I'm excited about Finch. As someone who's built an app for saving, and an app for investing, I see Finch putting those two things together in a very simple way. Finch allows the money you put in your account to actually help you generate returns.
David Ronick, Co-founder of Stash
Finch has nailed how to give users access to their cash, while earning investment returns. It's brought flexibility and freedom to personal finance and matches what people actually expect from their money today.
Kelly Fryer, Executive Director FinTech Sandbox
The best way to develop a healthy habit is to integrate it into your everyday life. Finch lets you build the healthy habit of investing within the familiar environment of an everyday account.
Marco Di Maggio, Harvard Business School Finance Professor
How does it work?
Link your primary checking account
There’s no switching required. Simply link your primary checking account with Finch.
Spend with your Finch Rewards Card
When you spend, we spot you and automatically pay ourselves back from your linked checking account.
Earn up to 5% cash back, auto invested
Your cash back is auto invested into a personalized portfolio. Want to invest more? Simply make a one time deposit or set up a recurring investment.
Build credit, without debt
We report your spending as credit worthy payments to all three credit bureaus monthly. Since you can only spend the money you have, you build credit, debt free!
- No account minimums
- No hidden fees
- Instant access to invested balances
- Commission free investing
- Free bank transfers
- No added fees for foreign transactions
- Added card security
- Free withdrawals at over 55k ATMs
- Backed by a FDIC insured bank
- Backed by a SIPC insured broker dealer